Johansen Insurance Brokers

Home Insurance All covers A to Z

Types of business insurance, A to Z

We have agreements with a range of insurers, so we can arrange most general insurance covers. Here are the types of business insurance and other general insurance covers we can arrange, grouped by type. Not every cover suits every business, and availability depends on the insurance market at the time. If something you need isn’t listed, ask us anyway.

All cover is subject to the insurer’s terms, conditions and exclusions.

Liability

  • Public liability
  • Products liability
  • Professional indemnity
  • Management liability
  • Directors’ & officers’ liability
  • Employment practices liability
  • Statutory liability (fines & penalties)
  • Association liability
  • Defamation
  • Errors & omissions
  • Pollution & environmental liability
  • Superannuation fund trustees’ liability
  • Umbrella liability
  • Warranty indemnity

Motor & Transport

  • Heavy motor vehicle
  • Commercial motor vehicle
  • Fleet
  • Refrigerated vehicles
  • Dangerous goods carriers
  • Compulsory third party (CTP)
  • Own damage
  • Third party property damage
  • Marine transit & cargo
  • Carriers’ liability
  • Stock in transit (Australia wide)
  • Downtime

Property

  • Fire & perils
  • Industrial special risks
  • Theft
  • Glass
  • Money
  • General property
  • Strata plan
  • Business interruption
  • Deterioration of stock

Construction, Plant & Engineering

  • Contract works
  • Construction liability
  • Builders’ warranty & home warranty
  • Earthmoving & machinery
  • Hired-in plant
  • Machinery breakdown
  • Boiler & pressure vessel explosion

Farm & Rural

  • Farm property
  • Farm machinery
  • Crops
  • Hay
  • Livestock
  • Fencing
  • Farm & crop

Personal & Home

  • Home & contents
  • Landlord
  • Car
  • Motorcycle
  • Caravan
  • Travel

Miscellaneous

  • Tax audit
  • Trade credit
  • Hotels & motels
  • Retail
  • Trades
  • Tools of trade

Marine & Aviation

  • Marine hull
  • Pleasure craft
  • Inland & overseas transit
  • Owner & non-owner liabilities
  • Aviation hull

Computer & Crime

  • Cyber liability
  • Crime
  • Electronic equipment breakdown
  • Employee fraud

Employee Benefits

  • Corporate travel
  • Personal accident & sickness
  • Group accident

Workers' Compensation

For businesses in the Northern Territory, South Australia, Tasmania and Western Australia only. In Victoria, workers’ compensation is provided through the state scheme.

Other

Can’t see your insurance listed?

Can't see what you need?

Call us. If it can be insured, we’ll look for a way to cover it.