Home and contents insurance and personal cover, from your local broker
The same brokers who look after local businesses and farms can arrange your home and contents insurance, and cover for your car and caravan too. One phone call, a local person who knows you, and help when you need to claim.
Home and contents insurance and other personal cover
All cover is subject to the insurer’s terms, conditions and exclusions.
Home & contents
Protects the house you've worked for and everything in it, against events like fire, storm and theft.
Landlord
For rental properties, covering the building, your contents in it, and in some cases loss of rent and tenant damage.
Car
Comprehensive, third party fire and theft, or third party property damage, depending on what you drive and how you use it.
Motorcycle
Road bikes and farm bikes, with options that suit how and where you ride.
Caravan
On the road or parked at home, including your contents inside the van.
Travel
Medical costs, cancellations and lost luggage when you head away.
Why use a broker for personal insurance?
Buying online looks quick, but it’s easy to miss what’s not covered or to pick the wrong sum insured. A broker reads the fine print with you, checks the policy suits your situation and stays with you if you need to claim.
Using a broker doesn’t necessarily cost more. Any fees we charge are shown on your invoice, and our Financial Services Guide explains how we are paid.
Is your home insured for enough?
Rebuilding costs have changed a lot in recent years. Our online calculators give you an estimate of what it might cost to rebuild your home or replace your contents.
Personal & home insurance questions
Can you insure my house and my business with the same broker?
Yes. You can have your home, car and business insurance with us, which keeps renewals and claims in one place.
How do I work out how much to insure my home for?
Your sum insured should cover the full cost to rebuild, including demolition, professional fees and current building costs. Our home building calculator gives you a starting estimate, then we can talk it through.
Is a farm house covered under home insurance?
It depends on how the property is used. Homes on working farms are often better covered under a farm policy, so we’ll check before arranging anything.
Do I need separate insurance for my caravan?
Usually, yes. Car insurance doesn’t normally cover the van itself or the contents inside it, so a caravan policy is worth considering.
What if I need to make a claim?
Call your office. Our claims team will help you lodge it and follow it up with the insurer.
Get a personal insurance quote
Tell us what you’d like covered and a broker will get back to you.