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Insurance premium funding

Spread the cost of your insurance across the year instead of paying it all at once.

Protect your cash flow

For many businesses, paying a full year of premiums in one hit puts pressure on cash flow. Premium funding lets you pay by instalments while your cover stays in place.

How we help

As well as arranging your insurance, we can arrange funding for your premiums through a specialist premium funding company.

Hands cupped around stacks of coins, representing insurance premium funding

Things to know

Premium funding is a separate agreement with the funder and interest or fees apply. Interest costs may be tax deductible for business insurance; check with your accountant. We may receive a commission from the premium funder, and we will tell you the basis and amount before or when the funding is arranged. See our Financial Services Guide for details.

How it works

1. Choose your cover

We arrange the insurance that suits you.

2. Ask about funding

We set out the instalment options and costs.

3. Sign the funding agreement

The funder pays the insurer on your behalf.

4. Pay by instalments

You repay the funder over the agreed period.

Want to spread your premium?

Ask us about premium funding when we quote your next renewal.